AI-Native CFO for the Trades

Your finances, straight.

We sat inside a contractor's back office for a year. We saw the questions they asked every day: Where is our cash? Which jobs make money? Why are jobs stuck? Now we answer them — with AI.

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No contracts

Free first audit

Results in 48 hours

Built from Real Data

We spent a year inside a contractor's back office.
These are the questions they ask every single day.

"Where is our cash?"

The #1 question contractors ask. Invoices age past 90 days, retainage sits untouched, and completed jobs go weeks without billing. Every 10-day improvement in DSO on $100K in receivables frees $2,740 in working capital.

45-60 days

average DSO in the trades (target: <35)

"Which jobs actually make money?"

Cost data is scattered across job cost fields, purchase orders, and timesheets. Labor vs. materials aren't separated. 87% of active jobs have no cost amount recorded. You're flying blind on margin.

87%

of active jobs missing cost data

"Why are jobs stuck?"

Complete work sits unreviewed, unbilled, and unclosed. Jobs require four separate statuses to close but nobody tracks the gaps. Callbacks at $150-350 per repeat visit generate zero additional revenue.

$150-350

cost per callback visit with $0 revenue

What We Do

The financial layer your trade business is missing

Your bookkeeper records transactions. Your CPA files taxes. Level connects your ERP, accounting, and field data — then tells you what to do about it.

Job-Level Profitability

Cross-reference your ERP, accounting, and time tracking to show true margin per job, per customer, per service type. We separate labor from materials from overhead — even when your system doesn't.

Cash Flow & Collections

AR aging by customer (30/60/90/120+ days), rolling DSO tracking, retainage forecasting, and automated alerts on overdue invoices. Know your cash position 6 weeks out, not 6 days late.

Stalled Work Detection

Identify jobs complete but not invoiced, work with no activity in 10+ days, quotes sent but never followed up, and close-out bottlenecks. Stop leaving money on the table.

Tax Optimization

Entity structure, equipment timing, retirement plans, cost segregation. Most contractors overpay $50-200K per year. We work with your CPA to find what's been missed.

Technician & Dispatch Efficiency

Track technician utilization (target: 75-85% billable), callback rates ($150-350 per repeat visit), and dispatch patterns. Know who's performing and where jobs are leaking hours.

Monthly Financial Review

KPI dashboards, overhead allocation (is install subsidizing service?), territory performance, and a monthly strategy call. We don't just report numbers — we tell you what they mean.

How It Works

From zero visibility to full control in 48 hours

Connect

Link your QuickBooks and BuildOps (or ServiceTitan, Jobber, etc.). Takes 15 minutes. We handle the rest.

We integrate with 20+ contractor software platforms.

Analyze

In 48 hours, we deliver a full job profitability audit. Which jobs and customers make money, which are bleeding you dry. Free.

Your calculator moment — the data speaks for itself.

Optimize

Monthly CFO partnership. Dashboards, cash flow forecasts, tax strategy, and a strategy call. We become your financial co-pilot.

Starting at $3K/mo. 2-4% of profit for 10x the clarity.

About Level

We built the AI analytics layer for a real contractor. Then we realized every contractor needs it.

Level started inside a commercial refrigeration company running on BuildOps. We built an AI system that connected their ERP, accounting, and field data — then answered the questions their back office asked every day. AR aging, job profitability, stalled work, technician efficiency.

We processed 28 data domains. Analyzed thousands of jobs. Found that the same five questions come up across every trade: Where is our cash? Which jobs make money? Why is work stuck? Who's performing? Are we priced right?

Now we answer those questions for every contractor — powered by AI, delivered as a fractional CFO service.

Data domains analyzed per contractor

48 hrs

From connect to first profitability audit

Faster analysis than traditional fractional CFO

160K+

Contractors in the $3-100M range in the US

Stanford AI + PE financial analysis background. We combine private equity-grade financial modeling with AI that processes your data instantly. Construction accounting is complex — job costing, WIP schedules, AIA billing, retainage, prevailing wage. We built for this complexity.

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